This is a common concern for landlords. The installment sale method doesn’t need to be about chasing payments. With us, for instance, we could set you up with bulk payments in advance. Also, if your borrower doesn’t pay you, they will have wasted every dime and bit of energy they put into the purchase of your property. And if you’re working with someone and you’re not comfortable, you could structure the deal differently where title stays in your name. These structures are treated like a lease. So if your “borrower” (really a tenant) doesn’t pay you, then you evict them. And if you’re worried about a grueling eviction process in NY, then just make sure you do a deal with a business. They do not have the same consumer protections. So you won’t be waiting forever to complete the eviction. WIN!